Joined Karat as the first Software Engineer shortly after Seed stage funding round. Helped build the core Karat Card product from the ground up. Responsible for developing and orchestrating the services that powered the underwriting, repayments, and rewards systems.
• Built a scalable auto-pay processing system that handles over $10 million per month in user repayments
• Implemented OAuth authentication and authorization for our internal and external APIs
• Integrated bank connection services (e.g. Plaid) to enable dynamic underwriting and real-time financial metrics for thousands of users
• Worked cross-functionally with Product, Design, and Data teams to reduce user friction and improve user experience using data-driven insights
• Developed an internal CMS for managing our user-facing Card Rewards storefront and catalog