Spearheaded the development and implementation of intelligence automation products for Merchant Risk, Credit, and Collections, resulting in improved fraud detection and executive decision-making processes.

Led strategic planning efforts and collaborated with internal and external stakeholders to build the next-generation data platform while addressing immediate business needs.

Led a large-scale data migration effort to BQuery in GCP from legacy Teradata, ensuring a seamless transition and minimal disruption to business operations.

Saved $500K in cloud computing costs by managing 800+ data sources and 150 processes in Airflow to migrate critical data sources for risk reporting and monitoring, resulting in 3X faster time to delivery and 99.9% accuracy.

Improved approval and reduced annual loss by $3M+ through trust-based fraud strategies and integrations with Bank 3DS for account takeover and credit card fraud prevention.

Directed the development of regulatory and business mandatory compliance programs, ensuring alignment with legal requirements and supporting new market launches.

Championed process enhancements and platform optimizations to strengthen compliance measures and minimize audit findings.

Revitalized regional launch by customizing product to local regulations in Thailand and Japan, driving 10-20% more onboarding conversations and increasing customer acquisition and adoption, ultimately boosting lifetime value.

Streamlined Japan regulatory rules by customizing products and removing legacy flows, resulting in a 95% decrease in incorrect traffic and improved support for non-English language customers.

Expertise in launching digital products like crypto wallet, HYSA , Bank integrations for Merchant & Consumer cards.

Established and executed product analytics strategies for regulatory compliance and investigations, facilitating data-driven decision-making processes.

Provided guidance and training to product teams on instrumentation and measurement techniques to enhance feature delivery and roadmap prioritization.

Developed and refined strategies for preventing account takeover (ATO) and credit card fraud, collaborating with modeling, operations, and product development teams.

Implemented innovative solutions and explored new variables/models to mitigate fraud risks effectively.

Established and managed a talent development function across India centers, fostering a culture of learning and growth within the risk organization.

Led business analytics and insights reporting for the financial risk domain, delivering actionable intelligence to senior management for informed decision-making.

Played a key role in enhancing loss forecasting processes and monitoring the health of end-to-end risk business for chief risk officer through Balanced scorecard approach.

Led monthly holistic monitoring metrics review sessions deep diving for the PayPal, PayPal credit Products to all Risk strategy leadership