• Built the deposits Platform ground up that powers Paypal's High Yield Saving account.

• Joined the Paypal Credit Organizations platform product team. I work with the global pay later and merchant lending verticals building and supporting initiatives like term loans, prequalifications & preapprovals, geo expansions & regulatory changes.

• Led the loan externalization project on credit platform, enabling sale of over 45 million BNPL loans worth more than 5 billion EUR. Platform supports weekly ongoing sale of ~300 million EUR. This capability was build ground up on paypal credit platform.

• Lead the Agile transformation program driving a consistent approach for application development. Leader and mentor in the introduction, advocacy, and education of Agile best practices to achieve quality development initiatives rapidly and consistently.

• Provide thought leadership for the build out of APIs/Microservices/business services focusing on improving customer experiences and agile delivery.

• Lead technology transformation efforts within core banking and regulatory reporting .Domain Consulting in Payments, Wholesale Banking and Core Banking

• Led a multi-country, multi-phase migration project replacing the legacy systems with Oracle leasing product. The project was part of large-scale, highly complex enterprise level transformation program at $80 Million budget.

• Design and implement efficient business solutions for clients to achieve sustainable and efficient long term growth.

• Active member of Capgemini block-chain initiative. Mobilized teams to understand block-chain technology and work on use cases , POC etc.

• Assisted in managing banking & diversified financial services portfolio

• Managed multiple large scale implementations and product development engagements in payments and core banking segments performing core transformation to Oracle's FLEXCUBE. Worked closely with clients to gather requirements and implement product customization.

• Project managed custom software development and delivery for multi-phased rollout of Oracle FLEXCUBE. Managed large teams to deliver through waterfall and agile development cycles.

• Conducted product walk-through, requirements gathering and functional specifications review with the clients. Generated revenue of $3M in three years through product implementation, integration and site customizations.

• Led cross-functional teams in developing strategic points of view by interfacing with engineering, product team, finance, accounting, legal, tax and other departments to ensure accelerated growth of new products , processes etc.

• Researched and analysed US market for enhancing Oracle’s retail banking product to better position it in US market. Subsequently helped in development & launch of US banking product generating $2M in revenue in 2 years.

• Worked on core banking product re-engineering. Developed solutions using Java, WebServices, Oracle Database and PL-SQL.

• Developed various modules of core banking product, supported testing and fixed critical defects

• Developed a J2EE RAD Framework (name KESA Framework) for Banking Applications at Kookmin bank, S Korea.