1. Lead the Wallet-as-a-Service (WaaS) initiative, defining product strategy and roadmap for a modular, multi-tenant wallet platform serving both consumer and seller (merchant) wallet use cases

2. Drive development of core wallet infrastructure including ledgering, funds storage, funds in/out, and multi-currency capabilities

3. Build scalable wallet solutions to enable embedded finance experiences for internal teams and external partners

4. Execute roadmap in close partnership with engineering through Agile/Scrum methodologies, ensuring high-quality, predictable delivery across multiple workstreams

5. Collaborate cross-functionally with engineering, compliance, risk, and business teams to deliver secure, scalable, and regulatory-compliant financial products

6. Enable faster partner onboarding and reduce time-to-market by abstracting complex wallet and payments capabilities into reusable services

1. Led end-to-end development and launch of NFC Tap to Pay on Android

2. Spearheaded launch of the first non-Apple wallet Tap to Pay on iOS in Germany, navigating platform and regulatory constraints

1. Owned product roadmap and execution for key wallet initiatives, partnering with distributed Scrum teams to deliver high-impact features

2. Product lead for Funds In, Funds Out & Transferserv Platform

3. Managed add bank & add card wallet experiences

4. Created effortless onboarding experience as the Invest lead for the FTUs who wanted to enter the stock market with ease

1. Owned product strategy and execution for financial risk and fraud prevention systems supporting SMBs using QuickBooks, safeguarding payments and money movement

2. Built and optimized risk decisioning frameworks (real-time + batch) to balance fraud loss, approval rates, and seamless SMB customer experience

3. Partnered with data science to develop and deploy risk models, rules engines, and scoring systems for transaction monitoring and authorization

Improved fraud detection, false positives, and payment success rates across SMB payment flows (invoicing, payments, transfers)

4. Led cross-functional execution with engineering, data, and compliance teams using Agile/Scrum, delivering scalable and compliant risk solutions

5. Ensured adherence to regulatory and compliance requirements, strengthening trust for small business financial operations