Building Payments, AI and stuff at Coinbase

• Architecting risk and payments platform strategy

• Building and launching products that leverage AI, ML and HITL decisioning to improve payments and trust on the platform

• Architecting Plaid Signal and Payments products (ACH, A2A, and Pay by Bank) that utilize AI/ML to enable risk mitigation strategies, payments acceleration, and improved user experiences

• Influencing broader product and GTM strategy for A2A Payments & Risk

• Led a 20+ Risk and Payments decision and orchestration platform team (Eng, MLE, DS/RS, Ops, Tooling, Design & User XP) for Payments, Trust and Safety and fraud prevention

• Drove growth through user centered design products -- focused on marketplace payments (pay in and pay out), processor integrations, financial offerings, and trust and safety

• Launched money movement and risk mitigation efforts for offerings across Lyft LOBs (Riders, Drivers, Enterprise B2B, Subscriptions, Fleet Rentals, Bikes/Scooters, Wallets, API partners)

• Initiatives included: risk platform development, direct payment processor and partnerships integrations, payments acceptance, dispute and acceptance improvements, launching new payment methods (Stored Value, Wallets, Pay by Bank / ACH), payments aggregation, smart routing/orchestration, decline/retry handling, API abuse

• Patent Granted: US11885633B1